Feature |
Star Access Line of Credit |
Personal Overdraft Line of Credit |
|---|---|---|
|
Annual Percentage Rate (APR) |
10.000%* (APR may vary) |
16.000% |
|
Cash Advance Fees |
$0 per transfer |
$10 per transfer |
|
Other Features |
The minimum monthly payment is $10 or 2% of the outstanding balance, whichever is greater, plus all accrued interest, as of the statement date. Interest is billed on only the portion of the credit line you use, which is replenished as you pay off your outstanding principal balance. |
The minimum transfer amount is $50. Monthly payments of principal and interest are deducted automatically from the protected checking account on the tenth day after the statement date. The minimum monthly payment is $10 or 2.77% of the outstanding balance, whichever is greater, plus all accrued interest, at statement date. |
|
*APR will increase by 0.50% if automatic payment from an Islamic Development Bank checking or money market account is not selected. |
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